Linda Richards

Linda Richards

NMLS#: 64653 State Licensing

517 Broadway, Suite 202
Saratoga Springs, NY 12866
My Zillow Reviews
"For what can be a stressful situation Linda made it everything but!! I cannot describe to you the comfort that I felt knowing that Linda was there for... more "
by VMC
"Linda was a tremendous help with our ENTIRE loan process. She is 100% professional and dedicated to her job. It was so refreshing to get a response from... more "
by Gabriele Gersch

I have been helping people achieve their dreams of homeownership for over 20 years, and I still love it! It is so satisfying to tell my borrowers ‘you are cleared to close’. I have found that my years of experience and knowledge in the mortgage industry work perfectly with Homestead’s dedication to providing competitive mortgage programs and services along with the highest level of customer satisfaction. It is important to me to guide my clients through the process from application to closing, and to ensure they have the right financing to fit their needs. I pride myself on being available to my borrowers and to my referral sources throughout the entire transaction and beyond.

Originally from Ohio, I moved to the Saratoga region in 1982 to ‘housesit’ for my brother while he was serving in the Navy on a nuclear submarine. I fell in love with this area and have lived here ever since.

I am passionate about my family and friends. I am extremely proud of my son, who is living with his wife and children in Juneau, Alaska, and has command of a Coast Guard ship there. I love to travel—most recently to Juneau! In my free time, I enjoy reading, crossword puzzles, and spending time with my friends and family.

Whether you are buying your very first home, upsizing or downsizing, purchasing an investment property, or refinancing, I would love to work with you. I promise you the professional and caring service you deserve!

From My Customers:
“Thank you very much for your impeccable service.  If I come across folks who need your services, I will surely recommend them to you.  It has been a pleasure working with you too!”  - Janet

“I have been extremely satisfied with the professionalism and excellent communication you have demonstrated the entire time of the loan process so far. You've always been easy to get in touch with even while visiting your son in Alaska. I would not hesitate to recommend you in the future and see why you came so highly recommended by Karen!” - Ron

Buy a Home

Whether you are a first-time homebuyer or have purchased a home before, we can help you throughout the mortgage process. We are here for you!

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Refinance a Home

If you already have found your dream home, Homestead Funding offers competitive rates for people who are looking to refinance their home.

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Renovate a Home

Finance or refinance a home in need of updates with one of our renovation programs. Options available to depending on the scope and type to your project.

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State Licensing

Licensed Mortgage Banker - NYS Department of Financial Services - # NY-64653-007243